We have all made mistakes which cost us money.  If you’re a Dave Ramsey fan then you know when someone calls his show and has made a mistake which costs...
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If you like podcasts, please check mine out wherever you listen to podcasts or you can plug in and listen right here Listen to “Ep12 – Saving For Retirement Just...
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Stay or move…  Rent or buy…  ??? You may have found yourself evaluating these options before… if not its likely that one day you will.  This post dives into our...
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Like the 4-minute mile, often something feels impossible until someone accomplishes the seemingly impossible.  If you find yourself saddled with credit card debt and wondering what you can do about...
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Like audio? Check out the Podcast!  Listen to “Murphy on Money – Ep11 – Marshmallows and Self-control” on Spreaker. Have you ever heard of the Standford University Marshmallow Experiment on...
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Let’s talk about mortgages!   Okay, we all don’t have one but if you do, or ever might, there are some things you should all know. Like audio? Check out...
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In a recent post, I mentioned a sacrifice of just $10 a day in your paycheck could stack up to be over $1 million in about 35 years.  Most of...
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You may look at the title and think if I want to have $1Million and I’m only putting away $10 a day then it would take me forever to accumulate...
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I recently began researching retirement savings and the overarching theme is that people are not saving as much as they should/could to be able to support themselves into retirement. It’s...
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When it comes to paying down debt versus investing money, you may have heard the comment “Why would I pay off my debt when I can earn more money on my investments?”...
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Tax season is upon us again!   If you’re like more than 80% of U.S. households you’ll spend the tax refund within 1 week of receiving it.  I suggest here...
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Heads up! If you are like me and like podcasts check out my podcast on this post below.  I hope you will listen, enjoy, and subscribe! Listen to “Murphy on...
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The goal of a zero-balance budget is to command your money and have absolute control over it. This is an important skill for getting out of debt and building wealth....
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Whether you are focused on getting caught up on bills, paying down debt, or saving and investing, it won’t always be easy.  Heck, it may never be easy. Making your money...
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If you are an audio and podcast fan you can listen to this episode of Murphy On Money or find the podcast on GooglePlay or iTunes. Listen to “Murphy on...
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Have you ever been obsessed with a purchase or a new shinny thing to the point you find yourself researching for hours, looking at it online several times a day,...
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As some of you may know, I became a debt-free except for a mortgage in early 2017.  It’s been a long couple years as I focused on reducing spending so...
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Yes, just like drinking from the Holy Grail, an emergency fund will provide endless happiness and eternal youth… Okay fine, I admit it can’t do exactly that but an emergency...
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I had my thoughts about assets and liabilities challenged when I read Rich Dad Poor Dad by Robert Kiyosaki. If you know me, or follow this blog, you have probably notice...
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This is a very simple explanation of index funds. At the end of this post I will offer some further reading which provides an excellent way to learn more about index...
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Here is a principle to building wealth and a brighter future for yourself. If you want to have more money in the future, stop spending your future’s money today. What...
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The new year is here and for many its a time to reflect and think about how to make 2017 better than the last few years. Its time to think...
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We flew from St. Louis to Tampa on a red-eye this morning. I dropped the wife and son at the baggage check and then went solo to drop the car...
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  Even if you’re new to personal finance no doubt you have heard people mention investing.    Investing is a general term which can feel overwhelming. The good news is...
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The holiday’s are just around the corner. Do you have a game plan? No, I don’t mean with who or where you are going to spend time, I mean a...
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